Friday, May 15, 2020

Beginner English Grammar Review

Once youve taught a beginning level class for a few months, its time for review. There are so many new learning points over the course of a class that students need to revisit what they have learned. In order to do this, we like to do a bit of what we call grammar banging. Students take a quiz which has a question for each type of learning point the class has covered. The point of this exercise is to encourage students to discuss each point to review together. We like using this exercise in small groups to raise awareness of what has already been learned and where problems still lie. The sheets provided in these grammar banging reviews are very effective because each question focuses on one important, specific area. Aim Grammar review of the most important intermediate level English tenses, structure, and functions Activity Grammar banging multiple-choice review lesson with each question focusing on a specific point Level Beginner Outline This is straight-forward stuff. Make the copies and give them to the students.Have each student do the sheet by him/herself.Ask students to compare answers and discuss differences, each student trying to explain his/her choice.A correct sheet as a class. Review each grammar point quickly - you should get a lot of Oh, yeah.....Give the students an unmarked copy of the same exercise to repeat at home to solidify the review exercise. Grammar Banging - Review your English - 1 Choose the correct word to fill in the gap. Are there ______ apples in the kitchen?muchanysomeThat is _____ interesting book.theaanI went ______ church last Sunday.atintoWhat _____ he like? - He is very friendly.doesdidisI ________ a new car last month.boughthave boughtbuyedHow ________ money do you have in your pocket?manyfewmuchHe came ______ home late last night.-attoJack is a nice boy, and I like _____.-himhisI get up ______ seven oclock every day.inonatI like __________ music.listenlisten tolistening toWhat __________ in your free time?you dodo you doare you doingMy father _______ in a bank.worksworkis workingWould you like _______ coffee?anyansome Exercise 1 Printing Page Beginner Grammar Banging Page 2Back to lessons resource page

Wednesday, May 6, 2020

Maslow and Jung Life and the Workplace - 955 Words

Maslow and Jung: Life and the Workplace Personality Theories: Steve Domalik PSY 250 Psychology of Personality Instructor: Pamela Poynter January 24, 2006 Maslow and Jung: Life and the Workplace We work, strive, succeed, and sometimes we fail. What drives us to succeed, or in some cases keeps us from success? Perhaps a better understanding of our motives, and the motives of our colleagues would help us make the personality changes we need to succeed. The way we interact with others in the workplace and our personal life may be improved. The Freudian theories opened our minds to many of our odd behaviors but did little to provide methods of self-examination. Very few of us have the time and the funds available for in-depth†¦show more content†¦Maslow felt that no one would ever reach the top of his hierarchy but should realistically try only to get as close as possible. Through our continued journey in life, meeting problems and issues, we can either grow or slip backward. We can choose to learn and continue climbing or give up. Most people choose to continue their climb. With some, this choice is not an actual conscious decision. The choice is more of a drive to succeed or a cycle of happiness and depression that we have trouble understanding. As a supervisor or manager, our ability to understand the constant cycle of satisfaction and dissatisfaction may mean the difference between a successful career and failure. If in a career or business the only answer to dissatisfaction is monetary, excessive cost to the company can be easily caused and still have unhappy employees and a high turnover rate. Conclusion Carl Jungs introspection and self-examination have led us to the realization that childhood traumas are not the only sources of behavior and personality characteristics. Our continued learning from our experiences, our differentiation, gives us a life-long ability to make corrections. Abraham Maslows understanding of our motivation and constant striving for satisfaction has brought the person back into Psychology and given renewed attention to the truly human qualities that make up us all. Understanding the motivation and satisfaction needs of colleagues,Show MoreRelatedFinal: Motivation and Self-actualization B. Self-actualization1703 Words   |  7 Pagesquestion. Your choice must be clear. If no answer is marked, or if your choice is unclear, the qu estion will be marked as incorrect. SAMPLE: 1. 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Tuesday, May 5, 2020

Governance - Regulation & Risk Management In Banking

Question: Discuss about the Governance, Regulation Risk Management In Banking? Answer: Introduction The global financial crisis changed the scenario of the capital market throughout the globe. Economies of some of the most developed countries came crashing down to the ground. With big names in the banking sector reduced to ashes, it was high time to start from the scratch (Covitz, Liang and Suarez 2013). Banks as financial intermediaries play a pivotal role in the development of the economy of a country. Banks are separate from other financial intermediaries, as they have a much extended role to play (Flannery, Kwan and Nimalendran 2013). Risk management is an integral part of the banking business and many regulatory and legislative changes have been made in this field since the financial crisis of 2008. These stringent norms have tried to change the manner in which banking business operations are carried out throughout the world. The Basel III accord proposed by the BIS (Bank for International Settlements) is one such example of regulatory measure regarding capital adequacy and ri sk handling in banks throughout the world (Frankel and Saravelos 2012). This essay attempts to bring out a critical analysis of the notion that regulatory changes have created a fear among the banking professional, which has lead to an increase in professional misconducts opposite what these regulations intended. In doing so, two articles of The Financial Times have been referred to that speaks about the speech given by the Chief Executive of the UBS bank. Sergio Ermotti, the Chief Executive of UBS stated that stringent regulatory changes have made banks more risk adverse and this has influenced the business to a great extent. He further suggested that making mistakes by banking professionals would be tolerated as long as they are honest ones. This created a stir within the banking fraternity and has been much criticised, as it will allow executive to make mistakes knowing that they can get away with those mistakes. A sense of getting a pardon for wrongdoings will tend them to take their responsibilities in a much serious manner. From the viewpoint of a shareholder, this irresponsible mentality is a crime that requires a death penalty (Haas and Lelyveld 2014). Shareholders and customers entrust the banks with their hard earned money and if the loose this money due to lack in their sense of responsibility; it turns out to be a total disaster for the stakeholders. Lets take a look at some of the factors of the global financial crisis. Banks throughout the world engaged too much in hedging and invested most of the money of their investors in bonds and other debt instruments that were secured by faulty commercial and residential mortgages. Too many collaterized debt obligations (CDO) were issued where the underlying assets were not performing (Fratzscher 2012). Banks were busy in making money by selling bonds, derivatives, swaps, and other securities without properly evaluating the status of the underlying assets. Most of these underlying assets were commercial and residential mortgages held by the banks for which advances were also provided by them. Banks were hardly bothered about recovering these loans as long as they were making money by selling securities collateralized by these loans (Haas and Lelyveld 2014). In the absence of a proper follow-up, these loans started to turn out bad and lost their value. The fact that these mortgages were t urning bad was undetected due to the fact that the bonds and securities were being sold got AAA ratings from most of the credit rating agencies. As a result, the banks paid much less heed towards proper evaluation and classification of these assets (Covitz, Liang and Suarez 2013). Gradually, these non-performing assets surfaced and the balance sheet of the banks started eroding. Non-performing assets or NPAs pose a great threat to the banks and are considered to be a real charge on the economy of a country. Banks are required to make provisions for NPAs out of their profits. As the amount of NPAs increased, the provisioning amounts also increased (Chodorow-Reich 2014). As a result, balance sheets of most of the banks started to show negative figures. This financial status brought down the market value of their shares along with the securities issued by them. All these contributed to the overall fall down of the international economies (Kuppuswamy and Villalonga 2015). Following the slow down came an enormous change in the regulatory and legislative frameworks. There was a wind to increase accountability and transparency in the manner business activities are carried out throughout the world. The concept of responsible lending practice became very popular. Respo nsible lending involved a proper evaluation of the credit worthiness of a potential borrower (Erkens, Hung and Matos 2012). Regulators were attempting to inculcate an environment of better governance and compliance to the regulatory and legislative changes that were made to increase the efficiency of the entire banking system. As mentioned above, the changes made by regulators and the government are meant to bring transparency and accountability among banking professionals. Ethical standards and code of conducts are being formulated and implemented to ensure that banks perform their duty of financial intermediation in a proper manner so as to cater an overall growth of the industry and that of the economy (Collins 2012). Effective internal control and internal check systems are effectively being placed to ensure that the risk of making mistakes are eliminated. In such a scenario, bankers are required to perform their responsibilities in a proper manner and be accountable for such work. This in no way hampers the risk taking ability of banks. It a conventional truth that risk and return are co-related (Kuppuswamy and Villalonga 2015). Effective risk management mechanisms are being used by financial institutions to counter and resolve risks arising out of their banking activities. The regulatory environment in no way wants banks to be risk adverse. Stringent norms are being put in place so that mistakes made by bankers do not cost the stakeholders and the banks valuable financial resources. However, if bankers are thrust in an environment where they know that they can be less accountable, the entire system will fail and it will become impossible to recover from such a situation. The main objective of the implemented codes of ethics and conduct will fail throughout the sector (Shiller 2012). This is what Lucy Kellaway stated in her article (the second article referred for this essay). A banker deals with public money and so being accountable and transparent in their work is one of the pre-requisites of the job. If they are allowed excessive room for errors, they will get in the habit of making errors. Some of these errors are inexcusable such as not adhering to proper documentation requirements, lack of foresightedness in evaluating the credit worthiness of a borrower, lack of seriousne ss in following-up of the advances made (Mullineux 2012). Errors in these cases might increase the operational risk of the bank that can ultimately lead to non-compliance of important legislative norms. Therefore, it can be said that regulators and legislators are not trying to make banks risk adverse but to take risks in a measured manner by proper evaluating the pros and cons of important investment and financial decisions (Singh 2012). In such a scenario, keeping loose ends internally will result in a total failure of the banking system. Performing financial services according to the applicable rules is the only way the objectives of an organization can be achieved. Lacking a spirit of accountability not only affects the stakeholders of a bank, it also affects the entire financial system of a country and this cannot be tolerated in an form (Collins 2012). Conclusion The above discussions point out to a very important fact about the functioning of banks throughout the world and its relation with national and international regulatory and legislative norms. The global financial crisis turned the tables for many developed countries and forced them to revisit their banking systems. In order to recover from the after affects of the crisis, various changes in the legislative front were made. Governments bailed out the economy of some of the worst affected countries of the world (Haas and Lelyveld 2014). The capital market collapsed and so did the securities market. Banks and other financial institutions became bankrupt in an attempt to cut short their losses. The aim of the regulatory reforms was to restructure the entire banking system. The risk taking ability of the banks faced an enormous challenge. Risk management had to be enforced in a new form by implementing an effective risk management mechanism that re-engineered the whole business process of these banks. Managing risk and being accountable was one of the primary objectives of the legislative changes. In such a scenario, if banking professional are allowed to get away with their mistakes, frauds and misconducts will increase rather than providing a proper solution. Therefore, it can be concluded that the objective of stringent norms is to empower the banking institutions to work better and contribute much more to the economic development. References Chodorow-Reich, G., 2014. The employment effects of credit market disruptions: Firm-level evidence from the 20089 financial crisis.The Quarterly Journal of Economics,129(1), pp.1-59. Collins, M., 2012.Money and Banking in the UK: A History(Vol. 6). Routledge. Covitz, D., Liang, N. and Suarez, G.A., 2013. The Evolution of a Financial Crisis: Collapse of the Assetà ¢Ã¢â€š ¬Ã‚ Backed Commercial Paper Market.The Journal of Finance,68(3), pp.815-848. Erkens, D.H., Hung, M. and Matos, P., 2012. Corporate governance in the 20072008 financial crisis: Evidence from financial institutions worldwide.Journal of Corporate Finance,18(2), pp.389-411. Flannery, M.J., Kwan, S.H. and Nimalendran, M., 2013. The 20072009 financial crisis and bank opaqueness.Journal of Financial Intermediation,22(1), pp.55-84. Frankel, J. and Saravelos, G., 2012. Can leading indicators assess country vulnerability? Evidence from the 200809 global financial crisis.Journal of International Economics,87(2), pp.216-231. Fratzscher, M., 2012. Capital flows, push versus pull factors and the global financial crisis.Journal of International Economics,88(2), pp.341-356. Haas, R. and Lelyveld, I., 2014. Multinational banks and the global financial crisis: Weathering the perfect storm?.Journal of Money, Credit and Banking,46(s1), pp.333-364. Kuppuswamy, V. and Villalonga, B., 2015. Does diversification create value in the presence of external financing constraints? Evidence from the 20072009 financial crisis.Management Science. Mullineux, A., 2012.UK Banking After Deregulation (RLE: Banking Finance)(Vol. 23). Routledge. Shiller, R.J., 2012.The subprime solution: How today's global financial crisis happened, and what to do about it. Princeton University Press. Singh, D., 2012.Banking regulation of UK and US financial markets. Ashgate Publishing, Ltd..

Sunday, April 12, 2020

Amazon Rainforest Essays - Amazon Rainforest,

Amazon Rainforest Amazon Rainforest The Amazon Rainforest is the world's greatest natural resource, yet still it is being destroyed just like other rainforests around the world. Rainforests are being destroyed worldwide for the resources they have; timber, cattle, agriculture, and subsistence cropping by rainforest inhabitants. Many of the local land owners farm deforested land for about two years until the unfertile soil goes barren. They leave thousands of acres of useless land behind, when they should be reforested. The Amazon Rainforest is located in the Amazon river basin along the equator. About 1/6th of all the types of vegetation in the world are located in rain forests. Many of the medicines we use today also come from the rainforest. Scientists believe that the cure for HIV and AIDS are probably hiding in the rainforest, waiting to be discovered. Scientists are also concerned that by deforesting the rainforest, we are destroying the undiscovered cure to many diseases. The rainforests are also very important to the worlds oxygen level, without the rainforest, much of the earth's carbon dioxide would go unpurified, making air pollution levels higher.. The Rainforest is being destroyed at an astonishing rate, about 5 acres of the amazon rainforest is being destroyed every 30 seconds. To preserve the rainforest, governments must make stiffer laws deforestation, governments should also take part in the reforestation of the rainforest. People like ourselves have to help in the reforestation of the rainforest too, there are numerous types of funding for the preservation of the rainforest. If we make the preservation of the rain forest a top priority, it will be preserved for many generations to cherish it. Geography

Tuesday, March 10, 2020

Gigantophis - Facts and Figures

Gigantophis - Facts and Figures Name: Gigantophis (Greek for giant snake); pronounced jih-GAN-toe-fiss Habitat: Woodlands of northern Africa and southern Asia Historical Epoch: Late Eocene (40-35 million years ago) Size and Weight: About 33 feet long and half a ton Diet: Small animals Distinguishing Characteristics: Large size; capacious jaws About Gigantophis Like many other creatures in the history of life on earth, Gigantophis had the misfortune of being the biggest of its kind until its fame was eclipsed by something even bigger. Measuring about 33 feet long from the tip of its head to the end of its tail and weighing up to half a ton, this prehistoric snake of late Eocene northern Africa (about 40 million years ago) ruled the proverbial swamp until the discovery of the much, much bigger Titanoboa (up to 50 feet long and one ton) in South America. To extrapolate from its habitat and the behavior of similar, modern, but much smaller snakes, paleontologists believe that Gigantophis may have preyed on mammalian megafauna, perhaps including the distant elephant ancestor Moeritherium. Ever since its discovery in Algeria over a hundred years ago, Gigantophis had been represented in the fossil record by a single species, G. garstini. However, the identification in 2014 of a second Gigantophis specimen, in Pakistan, leaves open the possibility of another species being erected in the near future. This find also indicates that Gigantophis and madtsoiid snakes like it had a much wider distribution than previously believed, and may well have ranged across the expanse of Africa and Eurasia during the Eocene epoch. (As for Gigantophis own ancestors, these smaller, mostly undiscovered fossil snakes lurk in the underbrush of the Paleocene epoch, the period of time just after the extinction of the dinosaurs).

Sunday, February 23, 2020

Lesson 2 Student 2 DF Essay Example | Topics and Well Written Essays - 500 words

Lesson 2 Student 2 DF - Essay Example The JHNEBP model is a combination of research and non-research encompassing nursing practice, education and the research fields. In utilizing PET, the practice question is designed so as to provide an answer from results. In evidence, research finds the answers by analyzing specific proof (data). The translation of the findings provides the method of implementing the infrastructure into a pilot application for further testing and refining (Melnyk & Fineout-Overholt, 2011). As you would know, there are seven tools utilized during the PET18 steps, applied within the process. and they are: Question Development, Evidence Rating Scale, Research Evidence Appraisal, Non-research Evidence Appraisal, Individual Evidence Summary, Overall Evidence Summation and Project Management (Melnyk & Fineout-Overholt, 2011, p.270). In the 18 step PET process, the first five steps occur in the Practice Question development phase, whereby a question is identified, the practice scope is defined, leadership and responsibility is assigned, a team is developed and the project conference scheduled. In the Evidence phase, internal and external research occurs, critical appraisal is made on findings, evidence is summarized including a rate of strength, and recommendations are made. In the third phase, Translation, recommendations are set into a plan of action, the changes are implemented, outcomes are evaluated, preliminary reports are made to the decision makers, support is obtained for implementation by a step-by-step process and, finally, the findings are communicated (Melnyk & Fineout-Overholt, 2011; Dearholt & Dang, 2012). In some situations, when research is limited in regards to a particular issue, nurses will need to review and evaluate other resources such as trade journals, peer expertise recommendations, professional organizations, regulations and guidelines

Friday, February 7, 2020

Car Safety Technologies Research Paper Example | Topics and Well Written Essays - 750 words

Car Safety Technologies - Research Paper Example n the wake of high incidents of accidents, governments have been working hard with automobile producers to incorporate safety technologies in their car models. As such, it is crucial for every individual to understand car safety features before making any purchase. This paper explores some of the most crucial car safety technologies in the automobile industry for the benefit of individuals with plans of buying cars at present or in the future. What would it feel like to take a ride in a car with faulty braking system or loose wheels? Ideally, no one would ever want to put his or her life at risk by getting behind the wheel of a road unworthy car. However, many accidents have occurred with vehicles perceived to be perfect for the road, but how can this problem be solved? The incorporation of car safety technologies is the answer to improving passenger safety in cars. Advance technologies are ensuring high-level testing and thus safer vehicles. Automobile producers are actively pursuing and investing in technologies, which are aimed at improving safety of their products. The following are some of the car safety technologies available in the automobile industry: Electronic stability control (ESC): This technology is significantly minimizes the risk of car skidding when one pulls an emergency action. ESC technology is made in such a manner that it applies automatic braking to particular car wheels (Aparow et al 270). This technology also has the ability to cut the engine power temporarily so that the car driver can maintain control of the car. ESC remains a crucial safety technology in modern vehicles, thus car buyers and owners should ensure they fit this particular car safety technology. Tire-pressure monitoring technology: In the US, all passenger vehicles of 10,000 pounds or below are required by the Traffic and Safety Administration to be fixed with a system that monitors pressure of the tires. Sensors fixed on the car wheels will alert the driver in the